The Fannie Mae® HomeReady® program is designed to make home ownership more affordable. HomeReady is available on a home purchase or refinance, and allows flexibility in income sources and low down payment options.

HomeReady offers:

1. As little as 3% down payment.
2. No need to be a first-time homebuyer.
3. Financing available for your primary residence – Single family residence, condos, co-ops, manufactured homes, and PUDs.
4. Eligibility can also be applied to the Fannie Mae HomeStyle® renovation loan program.